The number of digital wallet users in Nepal has crossed the 10 million mark, representing over one-third of the adult population. eSewa leads the market with 6 million users, followed by Khalti and IME Pay.

Transaction volumes have tripled in the past two years, with monthly digital payments now exceeding 50 billion rupees. The growth has been driven by QR code payments at retail stores and online shopping.

Nepal Rastra Bank's push for financial inclusion through digital channels has been a key enabler. New regulations allowing interoperability between different payment platforms have made digital wallets more convenient.

Small businesses in rural areas report that accepting digital payments has increased their customer base and reduced the risks associated with handling cash.